Privacy policy
We collect as little as we can. Calculators work without an account, and nothing you type into them leaves your browser unless you choose to save it.
Last updated 22 October 2026The short version
- Calculators run in your browser. We do not store what you enter unless you press save.
- An account holds your name, email, loans, payments and saved calculations. Only you can see them.
- We do not sell your data or share it with banks or advertisers.
- We use one cookie, to keep you signed in. There are no advertising or tracking cookies.
What we collect
When you use a calculator
Nothing is sent to us. The numbers you enter are worked out on your device. If you are signed in and press save, the inputs and a short summary are stored in your account.
When you create an account
Your name, email address and password. The password is stored only as a salted hash, so we cannot read it.
When you track a loan
The loan name and type, amount, start month, tenure, rates, and each payment you record with its date, amount and note.
When you contact us
Your name, email address, topic, the page you mention and your message.
We never ask for your CNIC, bank account, card numbers or salary slips, and you should not enter them anywhere on this site.
Cookies and your browser
- Sign-in cookie. Set when you log in and removed when you log out. It lasts up to 30 days. It is needed for the tracker to work.
- Browser storage. We remember your day or night theme and whether you closed the region suggestion. These stay on your device.
- Region and currency. We guess your currency from your device’s time zone and language. This happens in your browser and is not sent to us.
We do not use analytics or advertising cookies today. If we add them, we will update this page first and ask for your consent where required.
How we use it
- To run your account, loan tracker and saved calculations.
- To reply to messages and fix errors you report.
- To keep the site secure, for example by limiting repeated messages from the same address.
We do not use your data to make decisions about you, and we do not pass it to lenders.
Keeping and deleting
Account data is kept while your account exists. You can delete any loan, payment or saved calculation yourself from the dashboard, and it is removed straight away. To delete your whole account, send us a message from the email you signed up with. You can also ask us to delete any message you sent.
Security
Passwords are hashed, sign-in sessions are stored as hashes and expire, and each account can only read its own data. No system is perfectly secure, so please use a password you do not use elsewhere.
Changes
If we change this policy, the date at the top will change. For important changes we will also tell signed-in users. Questions? Contact us.